| dc.contributor |
Fakultas Syariah |
|
| dc.contributor |
|
|
| dc.creator |
Octaviliaty, Octaviliaty |
|
| dc.creator |
Nurhasanah, Neneng |
|
| dc.creator |
Putra, Panji Adam Agus |
|
| dc.date |
2018-07-31 |
|
| dc.date.accessioned |
2019-01-22T06:32:11Z |
|
| dc.date.available |
2019-01-22T06:32:11Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/10941 |
|
| dc.identifier.uri |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/10941 |
|
| dc.description |
Abstract. Implementation of Guarantees on Murabahah Contracts According to the Jurisprudence of Muamalah can be implemented in both Kafalah / Dhaman and Rahn contracts which in practice guarantee only as binding at the beginning so that at the time of default the collateral cannot be executed immediately because that is not the principle / principle of murabahah financing. Meanwhile, according to the Civil Code of Guarantee, at the time of the default will be executed. But in practice the guarantee in the Murabahah contract in BSM (CP Setiabudhi) there are banking dispute cases that directly execute guarantees without following the SOP of the Bank. This study aims to find out how the implementation of collateral on Murabahah contracts in Islamic Banks according to Muamalah Fiqh and Civil Law, how to implement collateral in Murabahah contract in BSM (CP Setiabudhi), How to review Muamalah fiqh and civil law in the implementation of guarantees on Murabahah contract in BSM ( CP Setiabudhi). The research method used is qualitative methods. This type of research is descriptive analysis which explains the problem of collateral in the Murabahah agreement according to Muamalah Fiqh and Civil Law. Data collection techniques by conducting documentation, observation, interviews, and literature study. Data analysis techniques used in this study include triangulation and conclusion drawing The results of the study concluded that according to Fikih Muamalah the implementation of guarantees in the Murabahah contract at the time of default of collateral cannot be directly executed, because it is not the principle of Murabahah Financing, according to the Civil Law, The Implementation of Guarantee on the Murabahah Agreement at the time of direct default will be executed, Implementation of Guarantee in BSM (CP Setiabudhi) at the time of the collateral default is not immediately executed but will be carried out at the rescue stage, but in the reality, BSM is not in accordance with the Jurisprudence of Muamalah, because it is executed immediately without any rescue efforts. And according to the Civil Law in accordance with the provisions, at the time of the default will be executed.Keywords: Muamalah Jurisprudence, Civil Law, Guarantee, Murabahah Agreement Abstrak. Pelaksanaan Jaminan pada Akad Murabahah Menurut Fikih Muamalah dapat terimplementasikan pada kedua akad Kafalah/Dhaman dan Rahn yang dalam pelaksanaannya jaminan hanya sebagai pengikat diawal sehingga pada saat terjadinya wanprestasi benda jaminan tidak bisa langsung dieksekusi karena itu bukan prinsip/pokok dari pembiayaan murabahah. Sedangkan menurut Hukum Perdata Pelaksanaan Jaminan pada saat terjadinya wanprestasi langsung akan dieksekusi. Namun pada praktisinya jaminan dalam akad murabahah di BSM (CP Setiabudhi) terdapat kasus sengketa perbankan yang langsung mengeksekusi jaminan tanpa mengikuti SOP dari Bank tersebut. Penelitian ini bertujuan Untuk mengetahui Bagaimana Pelaksanaan Jaminan padaAkad Murabahah di Bank Syariah menurut Fikih Muamalah dan Hukum Perdata, Bagaimana Pelaksanaan Jaminan pada Akad Murabahah Di BSM (CP Setiabudhi), Bagaimana Tinjauan Fikih Muamalah Dan Hukum Perdata dalam Pelaksanaan Jaminan pada Akad Murabahah Di BSM (CP Setiabudhi). Metode penelitian yang digunakan metode kualitatif. Jenis penelitian ini yaitu deskriptif analisis yang menjelaskan permasalahan jaminan pada akad murabahah menurut fikih muamalah dan hukum perdata. Teknik Pengumpulan data dengan melakukan Dokumentasi, Observasi, interview, dan studi pustaka. Teknik analisis data yang digunakan dalam penelitian ini mencakup tringulasi dan penarikan kesimpulan. Hasil penelitian menyimpulkan bahwa menurut Fikih Muamalah pelaksanaan jaminan pada akad murabahah saat terjadinya wanprestasi benda jaminan tidak bisa langsung dieksekusi karena karena itu bukan prinsip/pokok dari pembiayaan murabahah, menurut Hukum Perdata Pelaksanaan Jaminan Pada Akad Murabahah saat terjadinya wanprestasi langsung akan dieksekusi, Pelaksanaan Jaminan di BSM (CP Setiabudhi) pada saat terjadinya wanprestasi jaminan tidak langsung dieksekusi melainkan akan dilakukan tahap upaya penyelamatan, Namun pada kenyataannya BSM tidak sesuai dengan Fikih Muamalah karena pada pelaksanaannya langsung dieksekusi tanpa melakukan upaya penyelamatan. Serta menurut Hukum Perdata telah sesuai dengan ketentuan, pada saat terjadinya wanprestasi langsung akan dieksekusi.Kata Kunci: Fikih Muamalah, Hukum Perdata, Jaminan, Akad Murabah |
|
| dc.description |
Abstract: Implementation of Guarantees on Murabahah Contracts According to the Jurisprudence of Muamalah can be implemented in both Kafalah / Dhaman and Rahn contracts which in practice guarantee only as binding at the beginning so that at the time of default the collateral cannot be executed immediately because that is not the principle / principle of murabahah financing. Meanwhile, according to the Civil Code of Guarantee, at the time of the default will be executed. But in practice the guarantee in the Murabahah contract in BSM (CP Setiabudhi) there are banking dispute cases that directly execute guarantees without following the SOP of the Bank. This study aims to find out how the implementation of collateral on Murabahah contracts in Islamic Banks according to Muamalah Fiqh and Civil Law, how to implement collateral in Murabahah contract in BSM (CP Setiabudhi), How to review Muamalah fiqh and civil law in the implementation of guarantees on Murabahah contract in BSM ( CP Setiabudhi). The research method used is qualitative methods. This type of research is descriptive analysis which explains the problem of collateral in the Murabahah agreement according to Muamalah Fiqh and Civil Law. Data collection techniques by conducting documentation, observation, interviews, and literature study. Data analysis techniques used in this study include triangulation and conclusion drawing The results of the study concluded that according to Fikih Muamalah the implementation of guarantees in the Murabahah contract at the time of default of collateral cannot be directly executed, because it is not the principle of Murabahah Financing, according to the Civil Law, The Implementation of Guarantee on the Murabahah Agreement at the time of direct default will be executed, Implementation of Guarantee in BSM (CP Setiabudhi) at the time of the collateral default is not immediately executed but will be carried out at the rescue stage, but in the reality, BSM is not in accordance with the Jurisprudence of Muamalah, because it is executed immediately without any rescue efforts. And according to the Civil Law in accordance with the provisions, at the time of the default will be executed. |
|
| dc.format |
application/pdf |
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| dc.language |
eng |
|
| dc.publisher |
Prosiding Hukum Ekonomi Syariah |
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| dc.publisher |
Prosiding Keuangan & Perbankan Syariah |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/10941/pdf |
|
| dc.rights |
Copyright (c) 2018 Prosiding Hukum Ekonomi Syariah |
|
| dc.source |
Prosiding Hukum Ekonomi Syariah; Vol 4, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2018); 971-976 |
|
| dc.source |
Prosiding Keuangan & Perbankan Syariah; Vol 4, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2018); 971-976 |
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| dc.source |
2460-2159 |
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| dc.subject |
Hukum Ekonomi Syariah |
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| dc.subject |
Fikih Muamalah, Hukum Perdata, Jaminan, Akad Murabah |
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| dc.subject |
|
|
| dc.subject |
Muamalah Jurisprudence, Civil Law, Guarantee, Murabahah Agreement |
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| dc.title |
Tinjauan Fikih Muamalah dan Hukum Perdata Terhadap Pelaksanaan Jaminan pada Akad Murabahah di Bank Syariah Mandiri (Studi Kasus Sengketa Perbankan Syariah) |
|
| dc.title |
TINJAUAN FIKIH MUAMALAH DAN HUKUM PERDATA TERHADAP PELAKSANAAN JAMINAN PADA AKAD MURABAHAH DI BANK SYARIAH MANDIRI (Studi Kasus Sengketa Perbankan Syariah) |
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| dc.type |
info:eu-repo/semantics/article |
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| dc.type |
info:eu-repo/semantics/publishedVersion |
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| dc.type |
Peer-reviewed Article |
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| dc.type |
Kualitatif |
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| dc.type |
|
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