| dc.contributor |
Fakultas Ilmu Ekonomi dan Bisnis |
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| dc.contributor |
|
|
| dc.creator |
Fiizila, Firli |
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| dc.creator |
Nurhayati, Nurhayati |
|
| dc.creator |
Helliana, Helliana |
|
| dc.date |
2018-08-10 |
|
| dc.date.accessioned |
2019-09-12T07:05:03Z |
|
| dc.date.available |
2019-09-12T07:05:03Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/akuntansi/article/view/13632 |
|
| dc.identifier.uri |
http://hdl.handle.net/123456789/24758 |
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| dc.description |
Abstrak. Capital Adequacy Ratio and Loan to Deposit Ratio are used to view bank soundness. This study aims to determine the effect of Capital Adequacy Ratio and Loan to Deposit Ratio to the level of credit disbursement. In this study the rate of credit disbursement is measured by credit this year minus the previous year's credit divided by previous year's credits. The research method used in this research is descriptive method by using multiple linear regression test analysis and data analysis technique using quantitative method. In this study, the research population is a private foreign exchange banking company listed on the Indonesia Stock Exchange 2012-2016. Sampling technique used is documentation, based on the technique obtained as many as 65 samples. The object of this research is Capital Adequacy Ratio and Loan to Deposit Ratio as independent variable and credit channeling rate as dependent variable. The result of this research indicates that Capital Adequacy Ratio has negative effect on credit disbursement and Loan to Deposit Ratio have a positive effect on loan channeling level.Keywords: Capital Adequacy Ratio, Loan to Deposit Ratio, and credit disbursement rate. Abstrak. Capital Adequacy Ratio dan Loan to Deposit Ratio digunakan untuk melihat tingkat kesehatan bank. Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio dan Loan to Deposit Ratio terhadap tingkat penyaluran kredit. Dalam penelitian ini tingkat penyaluran kredit diukur dengan kredit tahun ini dikurangi kredit tahun sebelumnya dibagi kredit tahun sebelumnya. Metode yang digunakan dalam penelitian ini adalah metode analisis deskriptif dan metode kuantitatif serta uji analisis regresi berganda. Dalam penelitian ini yang menjadi populasi penelitian adalah perusahaan perbankan swasta devisa yang terdaftar di Bursa Efek Indonesia periode tahun 2012-2016. Teknik sampling yang digunakan merupakan dokumentasi, berdasarkan teknik tersebut diperoleh sebanyak 65 sampel. Objek dalam penelitian ini adalah Capital Adequacy Ratio dan Loan to Deposit Ratio sebagai variabel independen dan tingkat penyaluran kredit sebagai variabel dependen. Hasil dari penelitian ini menunjukkan bahwa Capital Adequacy Ratio berpengaruh negatif terhadap tingkat penyaluran kredit dan Loan to Deposit Ratio berpengaruh positif terhadap tingkat penyaluran kredit.Kata kunci: Capital Adequacy Ratio, Loan to Deposit Ratio, dan tingkat penyaluran kredit. |
|
| dc.description |
Capital Adequacy Ratio and Loan to Deposit Ratio are used to view bank soundness. This study aims to determine the effect of Capital Adequacy Ratio and Loan to Deposit Ratio to the level of credit disbursement. In this study the rate of credit disbursement is measured by credit this year minus the previous year's credit divided by previous year's credits. The research method used in this research is descriptive method by using multiple linear regression test analysis and data analysis technique using quantitative method. In this study, the research population is a private foreign exchange banking company listed on the Indonesia Stock Exchange 2012-2016. Sampling technique used is documentation, based on the technique obtained as many as 65 samples. The object of this research is Capital Adequacy Ratio and Loan to Deposit Ratio as independent variable and credit channeling rate as dependent variable. The result of this research indicates that Capital Adequacy Ratio has negative effect on credit disbursement and Loan to Deposit Ratio have a positive effect on loan channeling level. |
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| dc.format |
application/pdf |
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| dc.language |
eng |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/akuntansi/article/view/13632/pdf |
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| dc.rights |
Copyright (c) 2018 Prosiding Akuntansi |
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| dc.source |
Prosiding Akuntansi; Vol 4, No 2, Prosiding Akuntansi (Agustus, 2018); 809-815 |
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| dc.source |
Prosiding Akuntansi; Vol 4, No 2, Prosiding Akuntansi (Agustus, 2018); 809-815 |
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| dc.source |
2460-6561 |
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| dc.subject |
Akuntansi |
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| dc.subject |
dequacy Ratio, Loan to Deposit Ratio, dan tingkat penyaluran kredit. |
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| dc.subject |
|
|
| dc.subject |
Capital Adequacy Ratio, Loan to Deposit Ratio, and credit disbursement rate. |
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| dc.title |
Pengaruh Capital Adequacy Ratio dan Loan To Deposit Ratio terhadap Tingkat Penyaluran Kredit (Studi Empiris pada Perusahaan Perbankan Swasta Devisa yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2012-2016) |
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| dc.title |
PENGARUH CAPITAL ADEQUACY RATIO DAN LOAN TO DEPOSIT RATIO TERHADAP TINGKAT PENYALURAN KREDIT (Studi Empiris Pada Perusahaan Perbankan Swasta Devisa yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2012-2016) |
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| dc.type |
info:eu-repo/semantics/article |
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| dc.type |
info:eu-repo/semantics/publishedVersion |
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| dc.type |
Peer-reviewed Article |
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| dc.type |
Kuantitatif |
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| dc.type |
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