| dc.contributor |
Fakultas Ekonomi dan Bisnis |
|
| dc.creator |
Nurfadillah, Sifa Dwi |
|
| dc.creator |
Amaliah, Ima |
|
| dc.creator |
Haviz, Meidy |
|
| dc.date |
2019-01-25 |
|
| dc.date.accessioned |
2019-09-12T07:50:14Z |
|
| dc.date.available |
2019-09-12T07:50:14Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/ekonomi/article/view/15385 |
|
| dc.identifier.uri |
http://hdl.handle.net/123456789/24970 |
|
| dc.description |
Abstract.Islamic banks as financial intermediaries are expected to show better performance than interest-based banks. Bank financial performance is a measure that describes the financial condition of a bank. The research objective was to examine the effect of inflation, economic growth rate, and FDR on the Return on Assets of Sharia Commercial Banks in Indonesia for 2003-2017 period. The type of research used is quantitative. The data used is secondary data obtained from OJK and BI, using time series data. By using the Ordinary Least Square method.The results of the study show that the inflation variable partially has a negative effect and economic growth rate and FDR variables have a positive and significant effect on ROA in Islamic Commercial Banks in Indonesia. From the estimation results obtained by the R-square of 0.770009, which means that 77.00% variation in changes in Sharia Commercial Bank Return on Assets (ROA) is explained by variations in changes in inflation, economic growth rate, and FDR. While the remaining 23.00% is explained by other variables that do not entered into the equation model. The magnitude of the effect of inflation, economic growth rate and FDR variables on the value of ROA is less than 1 or inelastic.Keywords: Islamic Commercial Banks, Inflation, LPE, FDR. Abstrak.Bank syariah sebagai lembaga perantara keuangan diharapkan dapat menunjukkan kinerja yang lebih baik dibandingkan bank berbasis bunga. Kinerja keuangan bank adalah suatu ukuran yang menggambarkan kondisi keuangan suatu bank. Tujuan penelitian untuk menguji pengaruh inflasi, LPE, dan FDR terhadap Return On Asset (ROA) Bank Umum Syariah di Indonesia Periode 2003-2017. Jenis penelitian kuantitatif. Data yang digunakan yaitu data sekunder diambil dari OJK dan BI, menggunakan data runtut waktu. Dengan menggunakan metode Ordinary Least Square. Hasil penelitian menunjukkan variabel inflasi secara parsial berpengaruh negatif dan variabel LPE dan FDR berpengaruh positif dan signifikan terhadap ROA pada Bank Umum Syariah di Indonesia. Dari hasil estimasi diperoleh R-square sebesar 0.770009, yang berarti 77.00% variasi perubahan pada Return On Assets (ROA) Bank Umum Syariah dijelaskan oleh variasi perubahan pada inflasi, LPE, dan FDR. Sementara sisanya 23.00% diterangkan oleh variabel lain yang tidak masuk ke dalam model persamaan. Besarnya pengaruh dari variabel inflasi, LPE dan FDR terhadap ROA nilainya kurang dari 1 atau bersifat inelastis.Kata Kunci: Bank Umum Syariah, Inflasi, LPE, FDR. |
|
| dc.format |
application/pdf |
|
| dc.language |
eng |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/ekonomi/article/view/15385/pdf |
|
| dc.rights |
Copyright (c) 2019 Prosiding Ilmu Ekonomi |
|
| dc.source |
Prosiding Ilmu Ekonomi; Vol 5, No 1, Prosiding Ilmu Ekonomi (Februari, 2019); 166-173 |
|
| dc.source |
Prosiding Ilmu Ekonomi; Vol 5, No 1, Prosiding Ilmu Ekonomi (Februari, 2019); 166-173 |
|
| dc.source |
2460-6553 |
|
| dc.subject |
Ilmu Ekonomi |
|
| dc.subject |
Bank Umum Syariah, Inflasi, LPE, FDR |
|
| dc.title |
Pengaruh Inflasi, LPE, dan FDR terhadap ROA Bank Umum Syariah di Indonesia Periode 2003 – 2017 |
|
| dc.type |
info:eu-repo/semantics/article |
|
| dc.type |
info:eu-repo/semantics/publishedVersion |
|
| dc.type |
Peer-reviewed Article |
|
| dc.type |
Kuantitatif |
|