Abstract. This research aims to determine the influence of Capital Adequacy Ratio, Non Performing Financing and Financing to Deposit Ratio on the Return On Asset. Descriptive method was used in the study technique survey conducted in Islamic banks in Indonesia on 2014-2017 from the analysis period secondary use the quantitative methods. An instrument the analysis used is linear regression analysis with the help og SPSS 16.0 program and the workship of idols. The result of this research indicated the influence of the Capital Adequacy Ratio, Non Performing Financing and Financing to Deposit Ratio on the Return On Asset value simultaneously. This research result indicates that the capital in proxic by Capital Adequacy Ratio has significant impacy on the Return On Asset. Variable asset quality in proxic by Non Performing Financing has significant impact on the Return On Asset. And variable liquidity in proxic by Financing to Deposit Ratio has significant impact on the Return On Asset. This proven that the Return On Asset was influenced by Capital Adequacy Ratio, Non Performing Financing and Financing to Deposit Ratio of 15.3% and 84.7% was affected other variables.Keyword: Capital Adequacy Ratio, Non Performing Financing Financing To Deposit Ratio, Return On AssetAbstrak. Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio, Non Performing Financing dan Financing to Deposit Ratio terhadap Return On Asset. Penelitian ini menggunakan metode deskriptif dengan teknik survey pada bank umum syariah di indonesia tahun 2014-2017 dengan analisis sekunder menggunakan metode kuantitatif. Alat analisis yang digunakan adala analisis regresi linier berganda dengan bantuan prpofram SPPS 16.0. Hasil penelitian ini menunjukan adanya pengaruh Capital Adequacy Ratio, Non Performing Financing dan Financing to Deposit Ratio terhadap Return On Asset secara simultan. Hasil penelitian ini menunjukan bahwa variabel capital yang diproksikan dengan Capital Adequacy Ratio mempunyai pengaruh signifikan terhadap Return On Asset. Variabel asset quality yang diproksikan dengan Non Performing Financing mempunyai pengaruh signifikan terhadap Return On Asset. Dan variabel likuiditas yang diproksikan oleh Financing to Deposit Ratio mempunyai pengaruh signifikan terhadap Return On Asset. Hal ini dibuktikan dengan besarnya pengaruh variabel Capital Adequacy Ratio, Non Performing Financing dan Financing To Deposit ratio terhadap Return On Asset sebesar 15.3% dan 84.7% dipengaruhi variabel lainnya.Kata kunci: Capital Adequacy Ratio, Non Performing Financing,, Financing to Deposit Ratio, Return On Asset