Description:
Abstract. This study was conducted to test of comparative analysis of financial performance sharia and conventional insurance using RBC and EWS method. The method applied in this study was quantitavie method. The samples of this study were 6 insurance companies in 2012-2016 and selected using purposive sampling technique. The types of data used on this study was secondary data. The method of data collection was company financial report and the technique of descriptive analysis. Based on calculation using RBC and EWS Method by being represented Liquidity Ratio, Retention Ratio, Investment Yield Ratio and Loss ratio all of companies with these ratios,all ratios show a difference financial performance between sharia and conventional insurance.Keywords: Financial Performance, Sharia Insurance, Conventional Insurance, RBC, EWS.Abstrak. Penelitian ini dilakukan untuk menguji Analisis perbandingan klinerja keuangan asuransi syariah dan konvensional menggunakan metode RBC dan EWS. Penelitian ini menggunakan metode kuantitatif. Sampel diambil dengan menggunakan metode purposive sampling dengan jumlah sampel sebanyak 6 perusahaan asuransi periode 2012-2016 dan jenis datanya adalah data sekunder. Metode pengumpulan data menggunakan data laporan keuangan perusahaan dengan teknik analisis deskriptif. Berdasarkan perhitungan menggunakan metode RBC dan EWS dengan diwaliki rasio likuiditas, rasio retensi sendiri,rasio hasil investasi, dan rasio beban klaim semua rasio menunjukan terdapat perbedaan kinerja keuangan antara asuransi syariah dan konvensional.Kata Kunci: Kinerja Keuangan, Asuransi Syariah, Asuransi Konvensional, RBC, EWS.