| dc.contributor |
Fakultas Syariah |
|
| dc.creator |
Ifghania Farras, Yola Else |
|
| dc.creator |
Ibrahim, Mohamad Andri |
|
| dc.creator |
Rohmah Maulida, Ira Siti |
|
| dc.date |
2020-07-26 |
|
| dc.date.accessioned |
2021-03-15T03:15:29Z |
|
| dc.date.available |
2021-03-15T03:15:29Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/21948 |
|
| dc.identifier |
10.29313/syariah.v6i2.21948 |
|
| dc.identifier.uri |
http://hdl.handle.net/123456789/27992 |
|
| dc.description |
Abstract. Baitul Mal Wa Tamwil is a non-bank Islamic financial institution that supports micro entrepreneurs to provide financing services. An important aspect in measuring BMT performance is efficiency because it provides an overview of BMT business performance. One BMT Syariah Cooperative in Bandung is the BMT Syariah Cooperative. The author will examine how the level of performance efficiency of the BMT Sharia Cooperative in the 2016-2019 period, how the benchmarked level of the BMT Sharia Cooperative in the 2016-2019 period, how the potential improvement of the BMT Sharia Cooperative in the 2016-2019 period. This research method is quantitative with a non-parametric approach using the Data Envelopment Analysis method. Data collection is done in time series, namely the 2016-2019 financial statements. The inputs used are deposits and assets, the output used is income and financing. The results showed: (1) the level of efficiency was found in the 2016 BMT Sharia Cooperative in 2016,2017,2018 (2) the DMU was the most benchmarked namely the BMT Sharia Cooperative in 2018 for 1 time (3) BMT Sharia Cooperative in 2019 there was a decrease the performance. Optimizing the performance of BMT Syariah Cooperative in the VRS model in 2019 can reduce deposits of 20.70%, financing plus 24.92%, reducing assets 18.89%, and revenue added 11.70%. Using the CRS Syariah BMT Cooperative model can reduce savings 36.69%, financing plus 14.97%, reduce total assets 34.63%.Keywords : Syariah Cooperative Performance, Efficiency, Data Envelopment Analysis Abstrak. Baitul Mal Wa Tamwil adalah lembaga keuangan syariah non bank yang berpihak pada pengusaha mikro untuk melakukan layanan pembiayaan. Aspek penting dalam pengukuran kinerja BMT yaitu efisiensi karena memberikan gambaran mengenai kinerja usaha BMT. Salah satu Koperasi Syariah BMT di Kota Bandung yaitu Koperasi Syariah BMT itQan. Penulis akan meneliti bagaimana tingkat efisiensi kinerja Koperasi Syariah BMT itQan periode 2016-2019, bagaimana tingkat benchmarked Koperasi Syariah BMT itQan periode 2016-2019, bagaimana potential improvement Koperasi Syariah BMT itQan periode 2016-2019. Metode penelitian ini adalah kuantitatif dengan pendekatan non parametrik menggunakan metode Data Envelopment Analysis. Pengumpulan data dilakukan secara time series yaitu laporan keuangan periode 2016-2019. Input yang digunakan yakni simpanan dan asset, output yang digunakan yakni pendapatan dan pembiayaan. Hasil penelitian menunjukkan: (1) tingkat efisien terdapat pada Koperasi Syariah BMT itQan tahun 2016,2017,2018 (2) DMU paling banyak menjadi benchmarked yaitu Koperasi Syariah BMT itQan tahun 2018 sebanyak 1 kali (3) Koperasi Syariah BMT itQan tahun 2019 terjadi penurunan kinerja. Optimalisasi kinerja Koperasi Syariah BMT itQan model VRS tahun 2019 dapat mengurangi simpanan 20,70%, pembiayaan ditambah 24,92%, mengurangi asset 18,89%, dan pendapatan ditambah 11,70%. Dengan menggunakan model CRS Koperasi Syariah BMT itQan dapat mengurangi simpanan 36.69%, pembiayaan ditambah 14.97%, mengurangi total asset 34.63%.Kata kunci : Kinerja Koperasi Syariah, Efisiensi, Data Envelopment Analysis |
|
| dc.format |
application/pdf |
|
| dc.language |
eng |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/21948/pdf |
|
| dc.rights |
Copyright (c) 2020 Prosiding Hukum Ekonomi Syariah |
|
| dc.source |
Prosiding Hukum Ekonomi Syariah; Vol 6, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2020); 134-140 |
|
| dc.source |
Prosiding Keuangan & Perbankan Syariah; Vol 6, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2020); 134-140 |
|
| dc.source |
2460-2159 |
|
| dc.source |
10.29313/syariah.v6i2 |
|
| dc.subject |
Hukum Ekonomi Syariah |
|
| dc.subject |
Kinerja Koperasi Syariah, Efisiensi, Data Envelopment Analysis |
|
| dc.title |
Analisis Efisiensi Kinerja Koperasi Syariah BMT itQan dengan Menggunakan Pendekatan Data Envelopment Analysis |
|
| dc.type |
info:eu-repo/semantics/article |
|
| dc.type |
info:eu-repo/semantics/publishedVersion |
|
| dc.type |
Peer-reviewed Article |
|
| dc.type |
Kuantitatif |
|