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Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio dan Non Performing Loan Terhadap Penyaluran Kredit

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dc.contributor Fakultas Ekonomi dan Bisnis
dc.creator Ibrahhim, Reynaldo
dc.creator Azib, Azib
dc.creator Lasmanah, Lasmanah
dc.date 2020-08-25
dc.date.accessioned 2021-03-15T04:08:49Z
dc.date.available 2021-03-15T04:08:49Z
dc.identifier http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/23893
dc.identifier 10.29313/.v6i2.23893
dc.identifier.uri http://hdl.handle.net/123456789/29597
dc.description Abstract— The purpose of this thesis is to determine the effect of Third Party Funds, Capital Adequacy Ratio and Non Perorming Loans on Lending. The subjects in this study were conventional commercial banks listed on the Indonesia Stock Exchange for the period 2015-2019. The sample technique in this study using purposive sampling method with a total of 8 banking companies. This research uses explanatory research type. The measurement method in this study uses multiple linear regression analysis to see the effect of third party funds, capital adequacy ratios and non-performing loans on lending. The results obtained in this study partially are the variable Third Party Funds (TPF) has a positive effect on Credit Distribution, while the variables of Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL) have a negative effect on Credit Distribution.The results obtained in this study simultaneously are the variables of Third Party Funds, Capital Adequacy Ratio (CAR) and Non-Performing Loans (NPL) have an influence on Credit Distribution with an R-Square of 0.93%. In other words, the variable of Third Party Funds (DPK), Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL) has an influence on the variable of Lending by 93% while 7% is influenced by other variables..Keywords ---- Third Party Funds, Capital Adequacy Ratio, Non Performing Loans, and Credit Distribution.. Abstrak— Maksud dari skripsi ini untuk mengetahui pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio dan Non Perorming Loan terhadap Penyaluran Kredit. Subjek pada penelitian ini adalah Bank Umum Konvensional yang terdaftar di Bursa Efek Indonesia periode 2015-2019. Teknik sampel pada penelitian ini menggunakan purposive sampling method dengan jumlah 8 perusahaan perbankan. Penelitian ini menggunakan jenis penelitian explanatory research. Metode pengukuran dalam penelitian ini menggunakan analisis regresi linear berganda untuk melihat pengaruh dana pihak ketiga,capital adequacy ratio dan non performing loan terhadap penyaluran kredit. Hasil yang diperoleh pada penelitian  ini secara parsial adalah variabel Dana Pihak Ketiga (DPK) memiliki pengaruh positif terhadap Penyaluran Kredit, sementara variabel Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) memiliki pengaruh negatif terhadap Penyaluran Kredit.Hasil yang diperoleh pada penelitian ini secara simultan adalah  variabel Dana Pihak Ketiga, Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) memiliki pengaruh terhadap Penyaluran Kredit dengan R-Square bernilai  sebesar 0.93%. Dengan kata lain variabel Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) memiliki pengaruh pada variabel Penyaluran Kredit sebesar 93% sedangkan  sebesar 7% dipengaruhi oleh variabel lain. Kata kunci----Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Loan, dan Penyaluran Kredit..
dc.format application/pdf
dc.language eng
dc.publisher Universitas Islam Bandung
dc.relation http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/23893/pdf
dc.rights Copyright (c) 2020 Prosiding Manajemen
dc.source Prosiding Manajemen; Vol 6, No 2, Prosiding Manajemen (Agustus, 2020); 921-925
dc.source Prosiding Manajemen; Vol 6, No 2, Prosiding Manajemen (Agustus, 2020); 921-925
dc.source 2460-6545
dc.source 10.29313/.v6i2
dc.subject Manajemen
dc.subject Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Loan dan Penyaluran Kredit
dc.title Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio dan Non Performing Loan Terhadap Penyaluran Kredit
dc.type info:eu-repo/semantics/article
dc.type info:eu-repo/semantics/publishedVersion
dc.type Peer-reviewed Article
dc.type Kuantitatif


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