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Pengaruh Islamicity Performance Index Terhadap Profitabilitas Bank Jabar Banten Syariah Periode 2011-2014

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dc.contributor
dc.contributor
dc.creator Listiani, Yuni Umi
dc.creator Nurhasanah, Neneng
dc.creator Bayuni, Eva Misfah
dc.date 2016-08-09
dc.identifier http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/3423
dc.description Abstract.One of the challenges the Bank Jabar Banten Syaria to continue to grow is how to create the confidence of the stakeholders. Bank Jabar Banten Syaria in financing activities for the result in practice is valued by customers still benefit the bank of the customer. To create stakeholder confidence it is necessary to measure the performance of the Bank. Islamicity Performance Index is one method that can evaluate the performance of Islamic banks not only in financial terms only. There are five financial ratios were measured from Islamicity Performance Index that Profit Sharing Ratio, Zakat Performance Ratio, Equitable Distribution Ratio, Islamic Investment vs Non Islamic Investment dan Islamic Income vs Non Islamic Income. However, the method of measurement Islamicity Performance Index conducted in the field and not just limited to the level of an academic course. Moreover, profitability is also the most important indicators for measuring the performance of a bank. Islamic banks have compatibility of sharia will have high profitability.The purfose of this research was to determine the performance of Islamic banks based Islamicity Performance Index, to determine the profitability of Bank Jabar Banten Syaria and and to determine the effect Islamicity Performance Index on Profitability. The research method used by writer is descriptive research with quantitative approach. Sources of data in this study were obtained from the Annual Financial Statements of Bank Jabar Banten Syaria period 2011-2015. Data analysis technique used is quantitative technique used to test the effect of the dependent variable. According to the research, concluded that the overall performance of Bank Jabar Banten Syariah has conducted its business in accordance with Islamic principles, in terms of compliance and social care institutions as unsatisfactory. The level of profitability of Bank Jabar Banten Syariah during the last five years, ie 2011-2015 year continued to decline. The results of multiple regression analysis it was concluded that there was no significant difference between Islamicity Performance Index on ProfitabilityAbstrak.Salah satu tantangan Bank Jabar Banten Syariah untuk terus berkembang adalah bagaimana mewujudkan kepercayaan dari para pemangku kepentingan atau stakeholder. Bank Jabar Banten Syariah dalam melakukan kegiatan pembiayaan bagi hasil dalam prakteknya dinilai oleh nasabah masih menguntungkan pihak bank dari pada nasabah. Untuk mewujudkan kepercayaan stakeholder maka perlu dilakukan pengukuran kinerja Bank Syariah. Islamicity Performance Index merupakan salah satu metode yang dapat mengevaluasi kinerja bank syariah tidak hanya dari segi keuangan saja. Ada lima rasio keuangan yang diukur dari Islamicity Performance Index yaitu Profit Sharing Ratio, Zakat Performance Ratio, Equitable Distribution Ratio, Islamic Investment vs Non Islamic Investment dan Islamic Income vs Non Islamic Income. Akan tetapi, metode pengukuran Islamicity Performance Index belum dilakukan dilapangan dan hanya terbatas pada tataran akademis saja. Selain itu, profitabilitas juga merupakan indikator yang paling penting untuk mengukur kinerja suatu bank. Bank syariah yang mempunyai kesesuaian prinsip syariah akan memiliki profitabilitas yang tinggi.  Tujuan penelitian ini adalah untuk mengetahui pengukuran kinerja bank syariah berdasarkan Islamicity Performance Index, untuk mengetahui profitabilitas Bank Jabar Banten Syariah dan untuk mengetahui pengaruh Islamicity Performance Index terhadap profitabilitas. Metode penelitian yang digunakan penulis adalah penelitian deskriptif dengan pendekatan kuantitatif. Sumber data dalam penelitian ini diperoleh dari Laporan Keuangan Tahunan Bank Jabar Banten Syariah periode 2011-2015. Teknik analisa data yang digunakan adalah teknik kuantitatif yang digunakan untuk menguji pengaruh variabel terikat. Berdasarkan hasil penelitian, disimpulkan bahwa secara keseluruhan kinerja Bank Jabar Banten Syariah telah melaksanakan usahanya sesuai dengan prinsip syariah, dalam hal kepatuhan dan kepedulian sosial sebagai institusi Islam kurang memuaskan. Adapun tingkat profitabilitas Bank Jabar Banten Syariah selama lima tahun terakhir yaitu tahun 2011-2015 terus mengalami penurunan. Dari hasil analisis regresi linear berganda didapatkan kesimpulan bahwa tidak ada pengaruh yang signifikan antara Islamicity Performance Index dengan Profitabilitas. 
dc.description
dc.format application/pdf
dc.language ind
dc.publisher Prosiding Hukum Ekonomi Syariah
dc.publisher Prosiding Keuangan & Perbankan Syariah
dc.relation http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/3423/pdf
dc.rights Copyright (c) 2016 Proceedings of Finance & Islamic Banking
dc.source Prosiding Hukum Ekonomi Syariah; Vol 2, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2016); 574-578
dc.source Prosiding Keuangan & Perbankan Syariah; Vol 2, No 2, Prosiding Hukum Ekonomi Syariah (Agustus, 2016); 574-578
dc.source 2460-2159
dc.subject Proceedings of Financial Institutions & Syariah Banking
dc.subject Islamicity Performance Index, Profitability.
dc.subject
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dc.title Pengaruh Islamicity Performance Index Terhadap Profitabilitas Bank Jabar Banten Syariah Periode 2011-2014
dc.title
dc.type info:eu-repo/semantics/article
dc.type info:eu-repo/semantics/publishedVersion
dc.type Peer-reviewed Article
dc.type Quantitative
dc.type


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