| dc.contributor |
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| dc.contributor |
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| dc.creator |
Rando, Deva |
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| dc.date |
2016-02-16 |
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| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/2452 |
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| dc.description |
BSM KCP Kopo indicated practice hybrid contract on financing Umrah product. The Umrah financing products using Qardh scheme for granting loans to customers and Ijarah for administrative management services to the customer’s departure Umrah travel agencies that will be enjoyed by customers. Use of both the contract causes confusion could trigger polemics related halal Umrah financing the illegitimate product. Accordingly, they were assessed from the perspective of Imam Abu Hanifa since he was one of the great scholars who contributed much to the results of ijtihad in the field of jurisprudence muamalah. Formulation and research objectives are as follows. (1) How does the hybrid contract according to the provisions of Imam Abu Hanifa? (2) How is the practice of the hybrid contract in the contract of Ijarah products in BSM KCP Umrah Financing Kopo? (3) How does a review of the practice of Imam Abu Hanifa hybrid contract on financing products umrah in BSM KCP Kopo? The method used in the preparation of this research is to use descriptive analytical method with a character study approach. Data obtained from primary and secondary sources. Data collected through the study of literature, documentation studies, surveys, and interviews. The conclusion of this study is the implementation of the Ijara contract with the object of services and goods combined with other contract according to Imam Abu Hanifa is basically permissible, as long as the consequences of a transaction that was built with the hybrid contract is not separated according to each contract that builds the transaction. Practice hybrid contract in the contract of Ijarah product of Umrah Financing in BSM KCP Kopo is done concurrently Ijarah and qardh. Moreover, based on the results of the study showed that in general the practice of Hybrid Contract in financing Umrah in BSM KCP Kopo not contrary to the values of Sharia and are in accordance with the provisions of the hybrid contract according to Imam Abu Hanifah. |
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| dc.description |
BSM KCP Kopo diindikasikan mempraktekan hybrid contract pada produk pembiayaan Umrah. Produk pembiayaan Umrah tersebut menggunakan akad Qardh untuk pemberian pinjaman kepada nasabah dan akad Ijarah untuk jasa pengurusan administratif keberangkatan Umrah nasabah kepada biro travel yang akan dinikmati nasabah. Penggunaan kedua akad tersebut menimbulkan pemahaman yang bisa memicu polemik terkait halal haramnya produk pembiayaan Umrah tersebut. Berdasarkan hal tersebut, dikaji dari perspektif Imam Abu Hanifah, karena beliau salah satu ulama besar yang banyak menyumbangkan hasil ijtihadnya di bidang fiqih muamalah. Rumusan dan tujuan penelitiannya adalah : 1) Bagaimana ketentuan hybrid contract menurut Imam Abu Hanifah ? 2) Bagaimana praktek hybrid contract dalam akad ijarah pada produk Pembiayaan Umrah di BSM KCP Kopo ? 3) Bagaimana tinjauan Imam Abu Hanifah terhadap praktek hybrid contract pada produk pembiayaan umrah di BSM KCP Kopo ?. Metode penelitian yang digunakan dalam penyusunan penelitian ini adalah dengan menggunakan metode deskriptif analitis dengan pendekatan studi tokoh. Data diperoleh dari sumber primer dan sekunder. Teknik pengumpulan data dilakukan melalui studi literatur, studi dokumentasi, survai, dan wawancara. Kesimpulan dari penelitian ini adalah pelaksanaan akad ijarah dengan objek jasa dan barang dengan dipadukan akad lain menurut Imam Abu Hanifah pada dasarnya adalah boleh, selama konsekwensi dari transaksi yang dibangun dengan hybrid contract tidak terpisah menurut masing-masing akad yang membangun transkasi tersebut. Praktek hybrid contract dalam akad ijarah pada produk Pembiayaan Umrah di BSM KCP Kopo dilakukan dengan merangkap yaitu akad ijārah dan akad qardh. Dan berdasarkan hasil penelitian menujukkan bahwa secara umum praktek Hybrid Contract dalam pembiayaan Umrah di BSM KCP Kopo tidak bertentangan dengan nilai-nilai syariah dan telah sesuai dengan ketentuan hybrid contract menurut Imam Abu Hanifah. |
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| dc.format |
application/pdf |
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| dc.language |
ind |
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| dc.publisher |
Prosiding Hukum Ekonomi Syariah |
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| dc.publisher |
Prosiding Keuangan & Perbankan Syariah |
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| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/view/2452/pdf |
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| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/hukum_ekonomi_syariah/article/downloadSuppFile/2452/351 |
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| dc.source |
Prosiding Hukum Ekonomi Syariah; Vol 2, No 1, Prosiding Hukum Ekonomi Syariah (Februari, 2016); 247-254 |
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| dc.source |
Prosiding Keuangan & Perbankan Syariah; Vol 2, No 1, Prosiding Hukum Ekonomi Syariah (Februari, 2016); 247-254 |
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| dc.source |
2460-2159 |
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| dc.subject |
Proceedings of the Financial Institutions and Syariah Banking |
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| dc.subject |
Hybrid Contract on Ijarah Contract |
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| dc.subject |
Syariah |
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| dc.subject |
Hybrid Contract pada akad ijarah |
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| dc.title |
The Overview of Imam Abu Hanifa Opinion Against Hybrid Contract Practices of Umrah Financing Products in BSM KCP Kopo |
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| dc.title |
Tinjauan Imam Abu Hanifah Terhadap Praktek Hybrid Contract Dalam Produk Pembiayaan Umrah di BSM KCP Kopo |
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| dc.type |
info:eu-repo/semantics/article |
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| dc.type |
info:eu-repo/semantics/publishedVersion |
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| dc.type |
Peer-reviewed Article |
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| dc.type |
Descriptive Study |
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| dc.type |
deskriptif analitis, Studi Tokoh |
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