| dc.contributor |
Fakultas Ekonomi Bisnis |
|
| dc.creator |
Rahmania, Novi Latifah |
|
| dc.creator |
Nurdin, Nurdin |
|
| dc.date |
2019-08-09 |
|
| dc.date.accessioned |
2019-09-13T04:14:01Z |
|
| dc.date.available |
2019-09-13T04:14:01Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/17710 |
|
| dc.identifier.uri |
http://hdl.handle.net/123456789/25160 |
|
| dc.description |
Abstrack. This reseach purpose to examines The influence of applying sharia maqashid index (Tahzibul Fardi concept, Iqamah al adl concept, maslahah concept) on credit risk. The object of this research is Islamic Commercial Bank in Indonesia in 2016-2018. Sampling technique using the method purposive sampling and obtained as many research sampel 12 Islamic Commercial Bank. The type of data used is secondary data in the from of annual reports and financial reports. Data analysis techniques use multiple linear regression analysis to measure influence Sharia Maqashid index (x) on credit risk (y) by using SPSS 22. The results of the analysis using multiple regression analysis showed that Sharia Maqashid Index Tahzibul Fardi concept, Iqamah al adl concept partially no significant effect on credit risk. While the Sharia Maqashid Index of the maslahah concept partially influence on credit risk. Simultaneously the sharia Maqasid Indeks (Tahzibul Fardi concept, Iqamah al adl concept, maslahah concept) has a significant effect on credit risk. With a value of 0,428. It show that the Sharia Maqashid index can effect on credit risk by 43% and the rest is influenced by other variabels not examined by researchers.Keyword: Shariah Maqashid Index,Islamic Commercial Bank, Credit Risk, Purposive Sampling Method, Multiple Regression Analysis Abstrak. Penelitian ini bertujuan untuk menguji pengaruh penerapan Indeks Maqashid Syariah (konsep Tahzibul Fardi, konsep Iqamah al adl, konsep maslahah) terhadap Risiko Kredit. Objek penelitian ini yaitu Bank Umum Syariah di Indonesia periode 2016-2018. Teknik pengambilan sampel menggunakan metode purposive sampling dan diperoleh sampel penelitian sebanyak 12 Bank Umum Syariah. Jenis data yang digunakan yaitu data sekunder berupa laporan tahunan dan laporan keuangan. Teknik analisis data menggunakan analisis regresi linear berganda untuk mengukur pengaruh indeks Maqashid syariah (x) terhadap risiko kredit (y) dengan menggunakan SPSS 22. Hasil dari analisis dengan menggunakan analisis regresi berganda menunjukkan bahwa Indeks Maqashid Syariah konsep Tahzibul Fardi, Iqamah al adl secara parsial tidak berpengaruh signifikan terhadap risiko kredit. Sedangkan Indeks Maqashid Syariah konsep maslahah secara parsial berpengaruh terhadap Risiko Kredit. Secara simultan Indeks Maqashid Syariah (konsep Tahzibul Fardi, konsep Iqamah al adl, konsep maslahah) berpengaruh signifikan terhadap Risiko Kredit. Dengan nilai sebesar 0,428. hal ini menunjukkan bahwa Indeks Maqashid Syariah dapat mempengaruhi risiko kredit sebesar 43% dan sisanya dipengaruhi variabel lain yang tidak diteliti oleh peneliti.Kata Kunci: Indeks Maqashid Syariah, Bank Umum Syariah, Risiko Kredit, Metode Purposive Sampling, Analisis Regresi Berganda |
|
| dc.format |
application/pdf |
|
| dc.language |
eng |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/17710/pdf |
|
| dc.rights |
Copyright (c) 2019 Prosiding Manajemen |
|
| dc.source |
Prosiding Manajemen; Vol 5, No 2, Prosiding Manajemen (Agustus, 2019); 923-928 |
|
| dc.source |
Prosiding Manajemen; Vol 5, No 2, Prosiding Manajemen (Agustus, 2019); 923-928 |
|
| dc.source |
2460-6545 |
|
| dc.subject |
Manajemen |
|
| dc.subject |
Indeks Maqashid Syariah, Bank Umum Syariah, Risiko Kredit, Metode Purposive Sampling, Analisis Regresi Berganda |
|
| dc.title |
Pengaruh Penerapan Indeks Maqashid Syariah terhadap Risiko Kredit |
|
| dc.type |
info:eu-repo/semantics/article |
|
| dc.type |
info:eu-repo/semantics/publishedVersion |
|
| dc.type |
Peer-reviewed Article |
|
| dc.type |
Kuantitatif |
|