| dc.contributor |
|
|
| dc.creator |
Alamsyah, Yudhistira Fauzi |
|
| dc.creator |
Fadilah, Sri |
|
| dc.creator |
Nurhayati, Nurhayati |
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| dc.date |
2015-02-08 |
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| dc.date.accessioned |
2019-09-12T07:04:48Z |
|
| dc.date.available |
2019-09-12T07:04:48Z |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/akuntansi/article/view/720 |
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| dc.identifier.uri |
http://hdl.handle.net/123456789/24570 |
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| dc.description |
Abstract. Bank is an entity that collects funds from the public in the form of savings and channel them to the public in the form of credit and / or other forms in order to improve the standard of living of the people.The objectives of this research to analyze the effect of Loan to Deposit Ratio (LDR) and Operation Efficiency (BOPO) and toward Return on Asset (ROA). The amount of the target population in this study were 24 banking companies listed in Indonesia Stock Exchange (IDX) 2010-2012 of 27 banking companies listed in Indonesia Stock Exchange (IDX) in the same year. The analysis tech nique used is a statistical test with multiple regression analysis and hypothesis testing using the F test and t test , which had previously been performed classical assumption in advance. Based on hypothesis testing using the F test statistic concluded that LDR, ROA simultaneously significant effect on return on assets. Based on the partial test ( t ) concluded that the Operating Expenses Operating Income Against (ROA) effect on Return on Assets (ROA) and the loan to deposit ratio (LDR) has no effect on Return on Assets (ROA). Keywords: Loan to Deposit Ratio (LDR), Operating Effeciency (BOPO), Return on Assets (ROA) Abstrak. Bank adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan dan menyalurkannya kepada masyarakat dalam bentuk kredit dan/atau bentuk-bentuk lainnya dalam rangka meningkatkan taraf hidup rakyat banyak.Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh Loan to Deposit Ratio (LDR), dan Beban Operasional Terhadap Pendapatan Operasional (BOPO) terhadap Return on Asset (ROA). Jumlah target populasi dalam penelitian ini sebanyak 24 perusahaan perbankan yang listing di Bursa Efek Indonesia (BEI) periode 2010-2012 dari 27 perusahaan perbankan yang listing di Bursa Efek Indonesia (BEI) pada tahun yang sama. Teknik analisis yang digunakan adalah uji statistik dengan metode regresi berganda dan uji hipotesis menggunakan uji F dan uji t, yang sebelumnya telah dilakukan uji asumsi klasik terlebih dahulu. Berdasarkan pengujian hipotesis dengan menggunakan uji F statistik menyimpulkan bahwa LDR, BOPO secara simultan berpengaruh signifikan terhadap return on assets. Berdasarkan uji parsial (t) disimpulkan bahwa Beban Operasional Terhadap Pendapatan Operasional (BOPO) berpengaruh terhadap Return on Asset (ROA) dan Loan to Deposit Ratio (LDR) tidak berpengaruh terhadap Return on Asset (ROA). Kata Kunci : Beban Operasional Terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), Return on Asset (ROA) |
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| dc.format |
application/pdf |
|
| dc.language |
ind |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/akuntansi/article/view/720/pdf |
|
| dc.source |
Prosiding Akuntansi; Vol 1, No 1, Prosiding Akuntansi (Februari, 2015); 165-171 |
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| dc.source |
Prosiding Akuntansi; Vol 1, No 1, Prosiding Akuntansi (Februari, 2015); 165-171 |
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| dc.source |
2460-6561 |
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| dc.subject |
Akuntansi, Ekonomi dan Bisnis |
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| dc.subject |
Beban Operasional Terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), Return on Asset (ROA) |
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| dc.title |
PENGARUH LOAN TO DEPOSIT RATIO (LDR), DAN BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2010-2012 |
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| dc.type |
info:eu-repo/semantics/article |
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| dc.type |
info:eu-repo/semantics/publishedVersion |
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| dc.type |
Peer-reviewed Article |
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| dc.type |
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