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Pengaruh Efisiensi Operasi, Risiko Kredit dan Modal terhadap Profitabilitas Perusahaan

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dc.contributor Fakultas Ekonomi Bisnis
dc.creator Adnan, Muhamad
dc.creator Nurdin, Nurdin
dc.date 2019-08-09
dc.date.accessioned 2019-09-13T04:14:03Z
dc.date.available 2019-09-13T04:14:03Z
dc.identifier http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/18816
dc.identifier.uri http://hdl.handle.net/123456789/25174
dc.description Abstract. This research examines the Influence operation efficiency, risk credit and capital on profitability BUMN banks registed in the Kompas Index 100. The ratio used in this study are Operational Cost Operational Income (BOPO), Non Performing Loan (NPL) and Return On Asset (ROA). The research period used was 2011 – 2018. This study uses multiple regression as the method to analyze the influence of independent variables towards dependent variable which using IBM SPSS 24 as the measuring instrument. The result with the multiple regression analysis shows that ratio Operational Cost Operational Income (BOPO), Non Performing Loan (NPL), Capital Adequacy Ratio (CAR) have a significant influence on profitability of 52.2%.Y = 251 – 0.009 BOPOt-1 – 0.165 NPLt-1 + 0.302 CARt-1 + eKeywords: Operation Eficiency, Risk Credit, Capital, ProfitabilityAbstrak. Penelitian ini menguji pengaruh Efisiensi Operasional, Risiko Kredit dan Modal terhadap Profitabilitas bank BUMN yang terdaftar di Indeks Kompas 100. Rasio yang digunakan dalam penelitian ini adalah Beban Operasional Pendapatan Operasional (BOPO), Non Performing Loan (NPL), Capital Adequacy Ratio (CAR) dan Return On Assets (ROA). Periode penelitian yang digunakan adalah data sekunder berupa laporan keuangan dan laporan tahunan. Penelitian ini menggunakan analisis regresi linear berganda sebagai metode untuk mengukur pengaruh variabel independen terhadap variabel dependen dengan menggunakan IBM SPSS 24. Hasil penelitian dengan analisis regresi linear berganda menunjukkan bahwa variabel biaya operasional terhadap Beban Operasional Pendapatan Operasional (BOPO), Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) memiliki pengaruh secara bersama – sama terhadap Profitabilitas. Hal ini dibuktikan dengan besarnya pengaruh BOPO, NPL dan CAR terhadap Profitabilitas sebesar 52.2%.Y = 251 – 0.009 BOPOt-1 – 0.165 NPLt-1 + 0.302 CARt-1 + eKata Kunci: Efisiensi Operasional, Risiko Kredit, Modal, Profitabilitas
dc.format application/pdf
dc.language eng
dc.publisher Universitas Islam Bandung
dc.relation http://karyailmiah.unisba.ac.id/index.php/manajemen/article/view/18816/pdf
dc.rights Copyright (c) 2019 Prosiding Manajemen
dc.source Prosiding Manajemen; Vol 5, No 2, Prosiding Manajemen (Agustus, 2019); 1299-1306
dc.source Prosiding Manajemen; Vol 5, No 2, Prosiding Manajemen (Agustus, 2019); 1299-1306
dc.source 2460-6545
dc.subject Manajemen
dc.subject Efisiensi Operasional, Risiko Kredit, Modal, Profitabilitas
dc.title Pengaruh Efisiensi Operasi, Risiko Kredit dan Modal terhadap Profitabilitas Perusahaan
dc.type info:eu-repo/semantics/article
dc.type info:eu-repo/semantics/publishedVersion
dc.type Peer-reviewed Article
dc.type Kuantitatif


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