| dc.contributor |
Fakultas Ekonomi dan Bisnis |
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| dc.creator |
Laestiani, Neli |
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| dc.creator |
Riani, Westi |
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| dc.creator |
Haviz, Meidy |
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| dc.date |
2020-01-25 |
|
| dc.identifier |
http://karyailmiah.unisba.ac.id/index.php/ekonomi/article/view/19728 |
|
| dc.identifier |
10.29313/.v0i0.19728 |
|
| dc.description |
Abstract. This study aims to determine the effect of inflation, economic growth, and ROA on NPF in Islamic commercial banks in Indonesia. This type of research is quantitative descriptive with a verification approach. The data used in this study are secondary data obtained from the official publication of the Badan Pusat Statistik and the Otoritas Jasa Keuangan website using time series data. The data needed is monthly data on NPF and ROA of Islamic banks and monthly data on macroeconomic variables, namely inflation and Economic growth. Economic growth data is converted to monthly data using the Quadratic Match Sum method. Data processing using Eviews version 7.0 with Ordinary Least Square (OLS) method, then testing classical assumptions (Multicollinearity, Autocorrelation, Heteroscedasticity, and Normality) and statistical tests and economic analysis. The results showed that inflation, economic growth, and ROA jointly influence Non-Performing Finance (NPF). Based on partial testing of inflation variables that have a positive and significant effect on NPF, economic growth variables do not significantly affect NPF, and ROA variables have a negative and significant effect on NPF.Keyword: Non Performing Finance (NPF), Inflation, Economic Growth, ROAAbstrak. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, LPE, dan ROA terhadap NPF pada bank umum syariah di Indonesia. Jenis penelitian yang digunakan adalah deskriptif kuantitatif dengan pendekatan verifikatif. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari publikasi resmi website Badan Pusat Statistik dan Otoritas Jasa Keuangan menggunakan data runtut waktu (time series). Data yang dibutuhkan merupakan data bulanan NPF dan ROA bank umum syariah serta data bulanan variabel makroekonomi yaitu inflasi dan LPE. data LPE dirubah menjadi data bulanan menggunakan metode Quadratic Match Sum. Pengolahan data menggunakan program Eviews versi 7.0 dengan metode Ordinary Least Square (OLS), kemudian dilakukan pengujian asumsi klasik (Multikolinear, Autokorelasi, Heteroskedastis, dan Normalitas) dan uji statistik serta dilakukan analisis ekonomi. Hasil penelitian menunjukkan bahwa inflasi, LPE, dan ROA secara bersama-sama berpengaruh terhadap Non Performing Finance (NPF). Berdasarkan pengujian secara parsial variabel inflasi berpengaruh positif dan signifikan mempengaruhi NPF, variabel LPE tidak signifikan mempengaruhi NPF, dan variabel ROA berpengaruh negatif dan signifikan terhadap NPF.Kata Kunci: Non Performing Finance (NPF), Inflasi, LPE, ROA |
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| dc.format |
application/pdf |
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| dc.language |
eng |
|
| dc.publisher |
Universitas Islam Bandung |
|
| dc.relation |
http://karyailmiah.unisba.ac.id/index.php/ekonomi/article/view/19728/pdf |
|
| dc.rights |
Copyright (c) 2020 Prosiding Ilmu Ekonomi |
|
| dc.source |
Prosiding Ilmu Ekonomi; Vol 6, No 1, Prosiding Ilmu Ekonomi (Februari, 2020); 23-28 |
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| dc.source |
Prosiding Ilmu Ekonomi; Vol 6, No 1, Prosiding Ilmu Ekonomi (Februari, 2020); 23-28 |
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| dc.source |
2460-6553 |
|
| dc.source |
10.29313/.v0i0 |
|
| dc.subject |
Ilmu Ekonomi |
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| dc.subject |
Non Performing Finance (NPF), Inflasi, LPE, ROA |
|
| dc.title |
Pengaruh Inflasi, Laju Pertumbuhan Ekonomi (LPE), dan Return On Asset (ROA) terhadap Non Performing Finance (NPF) pada Bank Umum Syariah di Indonesia Periode 2016.1-2018.12 |
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| dc.type |
info:eu-repo/semantics/article |
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| dc.type |
info:eu-repo/semantics/publishedVersion |
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| dc.type |
Peer-reviewed Article |
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| dc.type |
Kuantitatif |
|